How WFF puts me off working
Working for families is great for those families, like mine, that are eligible for a wee bit, even if it is a bit inefficient to pay taxes and then get this bit back.
The main issue I've been having with it on a personal level is that it discourages me from working. Even a bit of part time work would mean that we'd get a reduction in our WFF. And then factoring in childcare and transportation costs makes working seem foolish. I think it is important for my baby to be cared for by his parents, so hurrying back to full-time work isn't something I want to do. I've done spreadsheets to work out my breakeven point and employment when you have a baby is all just too much work for too little reward.
I guess in a way this means that families are actually encouraged to spend time together, because it isn't worth doing overtime or part time work if you can get money for doing nothing.
The main issue I've been having with it on a personal level is that it discourages me from working. Even a bit of part time work would mean that we'd get a reduction in our WFF. And then factoring in childcare and transportation costs makes working seem foolish. I think it is important for my baby to be cared for by his parents, so hurrying back to full-time work isn't something I want to do. I've done spreadsheets to work out my breakeven point and employment when you have a baby is all just too much work for too little reward.
I guess in a way this means that families are actually encouraged to spend time together, because it isn't worth doing overtime or part time work if you can get money for doing nothing.

7 Comments:
At 8:54 PM,
Michael said…
It makes being productive at work harder as well. After tax and clawback on WFF you only keep a small part of any bonus you earn - so what's the point of doing anything above your basic job requirements?
At 9:23 AM,
Anonymous said…
Well you get the money for "nothing" if you don't have the good grace to show your appreciation of this gift to the political party who gives it to you come Election time.
At 11:46 AM,
Anonymous said…
"I guess in a way this means that families are actually encouraged to spend time together..."
From a policy called Working for Families?
Who'd a guessed?
At 11:57 AM,
Anonymous said…
It's actually a bad policy as it means that when you do return to the workforce your potential earnings have been reduced.
This is a problem when about 50% of marrigaes end in divorce.
This is a policy while well meaning it actually discraminates against women.
It would be far better to reduce taxes and then people could decide to return to work and earn more or decide to stay home with the child(ren).
At 9:41 PM,
Mark said…
Micheal, while there is little incentive I still recommend your partner heads back to work due to the other incentives of being in the workforce (lifts here wage in the fututre) and the networks that will improve her future earnings\productivity.
At 4:36 AM,
Leanne NZ said…
Hi
Well done it is soo worth working out if it is worth going back to work - it is amazing how you can live on one income - especially like you say once you take into account expenses that go along with working, dearer meals as need fast meals, child care, work clothes, stockings, make up, child care, travel, coffees, etc... well done for working it out.
Personally I do not like or agree with day cares - a child learns best in a loving home environment especially in the first 5 years
Love Leanne
At 11:44 AM,
Alix said…
GO TO-
free_ben_and_olivia@live.com
TYPE IN PASSWORD-
Freebenandolivia
DO IT SOON AND SEE WHAT THE GOVERNMENT ARE HIDING BEHIND OUR BACKS.
Government have stalled my emails. Check tonight before the email address closes.
Download information- Do not publish any information.
But beware of the MEAnz cover-up.
Read draft folders- open all folders- take information.
Sorry about spelling mistakes on email account- rushed job.
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